NOTICE OF SALE
UNDER POWER
GEORGIA, COWETA COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by James C Smith and Neva Smith to Republic Consumer Lending Group, Inc., dated October 27, 1998, recorded in Deed Book 1313, Page 650, Coweta County, Georgia Records, as last transferred to HSBC Bank USA, N.A. by assignment recorded in Deed Book 3693, Page 556, Coweta County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-FOUR THOUSAND AND 0/100 DOLLARS ($64,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Coweta County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2016, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. HSBC Bank USA, N.A. is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, One Mortgage Way, Mt. Laurel, NJ 08054 800-750-2518. To the best knowledge and belief of the undersigned, the party in possession of the property is James E. Smith or a tenant or tenants and said property is more commonly known as 38 Westfork Drive, Newnan, Georgia 30263. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, N.A. as Attorney in Fact for James C Smith and Neva Smith McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land situate, lying and being in Land Lot 6 of the Fourth Land District of Coweta County, Georgia being identified as Lot A according to Amended Final Plat ( Revised ) Subdivision plat for Marvin E. Camp and Frances T.Camp made by John R. Christopher of record in Plat Book 54, Page 72, Coweta County, Georgia Records, reference to said plat is hereby made for a more particular and accurate description of the property herein conveyed. Also conveyed herewith is a non-exclusive perpetual easement for the purposes of ingress and egress from the above-described properties to the right of way of Turner Road over, through and across those certain tracts or parcels of land designated as West Fork Drive Easement " A" being 30 feet wide and designated as West Fork Drive 50' Easement, all as shown on the above-referenced plat, reference to which plat is hereby made for a more particular and accurate description of the easement herein conveyed. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on March 1, 2016, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). MR/th4 3/1/16 Our file no. 5339901 - FT8
No.64236-2-4-11-18-25
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